Tag: credit score

  • Mint Money Expands Fintech App with NPCI Bharat Connect Bill Payments

    Mint Money Expands Fintech App with NPCI Bharat Connect Bill Payments

    Mint Money, the fintech app from HT Media Group, has expanded its personal finance platform with a new bill payments feature powered by NPCI Bharat Connect. The announcement was made at Global Fintech Fest 2026 in Mumbai on September 10.

    Bill Payments, Reminders, and Auto Pay

    Through the new integration, users can track bills, receive reminders, make instant payments, and enable Auto Pay directly within the Mint Money app. Eligible transactions may also earn rewards, according to the company. The service is built on Bharat Connect, part of the NPCI-operated Bharat Bill Payment System (BBPS).

    Puneet Jain, CEO – Digital at HT Media Group, said the company designed Mint Money to combine financial information with services that support smarter financial decisions. “With Bill Payments, we are taking that mission into everyday money management,” Jain said.

    More Than Bill Payments

    The app continues to offer free credit score checks, personalized credit guidance, personal loan discovery, and credit card recommendations. Loan offers range from Rs. 5,000 to Rs. 20 lakh, with repayment tenures between six and 60 months. Depending on the borrower’s profile, annual percentage rates can range from 10.5% to 36%, with interest rates starting at 11% and processing fees from 1.5% to 5% of the loan amount.

    Eligible users may also see loan options of up to Rs. 5 lakh in about five minutes, subject to lender approval. An EMI and personal loan interest calculator helps users estimate costs before applying.

    AI Tools and Credit Features

    Mint Money also includes Credit Safe, which helps users assess whether a loan fits their financial situation, and Credit Score Builder, which provides personalized steps to understand and improve credit profiles. The app’s Money Guru AI coach answers common financial questions, while financial content from Mint remains available in the same platform.

    Mint Money said it plans to use the Hindustan Times Group’s content network, which reaches about one in four Indians, to bring its tools to users beyond major metropolitan areas. The new bill payments feature is available now in the app.

  • Moneyview Review: All-in-One Financial App for Loans, UPI, Credit Tracking & Investments

    Moneyview Review: All-in-One Financial App for Loans, UPI, Credit Tracking & Investments

    Overview

    Moneyview is a comprehensive financial services portal that allows users to manage loans, track credit scores, make UPI payments, open fixed deposits, invest in gold, and obtain insurance — all from a single mobile application. By leveraging AI-powered credit scoring, quick loan approvals, secure digital payments, and investment tools, it simplifies personal finance management.

    General Information

    • Founded: 2014
    • Platform Support: Web, Android, iOS
    • Download: Available on official app stores

    Key Features

    • Instant digital loans for individuals, businesses, and domestic needs.
    • AI-driven credit tracker providing free credit score reports.
    • Moneyview UPI with 256-bit encryption and ISO 27001:2022 certification.
    • All-in-one platform for gold investments, fixed deposits, insurance, and credit cards.

    Benefits

    • Integrated financial management for better control over money.
    • Quick loan approvals with minimal documentation.
    • Free credit score monitoring to aid financial planning.
    • Secure digital payments and investments through reliable instruments.
    • Savings, insurance, and loans accessible within a single app.

    Challenges

    • Loan eligibility depends on creditworthiness and partner lender policies.
    • Interest rates and terms vary based on customer profile.
    • Some financial products are limited to specific geographic regions.
    • Special bank accounts require additional verification.
    • Investment returns and insurance benefits are subject to partner terms.

    Subscription Information

    Moneyview is free to download and use for basic services like credit management, UPI payments, and EMI calculators. Financial products such as personal loans, home loans, business loans, credit cards, fixed deposits, car insurance, and gold investments come with varying eligibility criteria, partner terms, interest rates, and charges.

    Support Options

    • Help Center & Learning Resources: FAQs, loan guides, EMI calculators, security resources, product information, grievance redressal, and financial education materials.
    • Customer Support: Email, phone assistance, customer care, grievance redressal, and partner support for financial products.

    Conclusion

    Moneyview is a versatile digital banking platform that combines lending, savings, investments, insurance, and credit monitoring. Its AI-powered convenience, robust security, and diverse product range make it a strong choice for managing personal finances. Users seeking highly specialized banking services or global banking may want to explore alternative platforms.