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  • 7 Undervalued Indian Stocks for Long-Term Growth in August 2026

    7 Undervalued Indian Stocks for Long-Term Growth in August 2026

    Undervalued stocks are those trading below their intrinsic value, offering potential for long-term investors who seek strong fundamentals and sustainable growth. As India’s economy is projected to expand by over 6% in FY27, sectors like banking, financial services, infrastructure, and capital markets are well-positioned for wealth creation. Here are seven undervalued stocks to consider for long-term growth this August.

    1. Tamilnad Mercantile Bank Ltd

    Market Cap: Rs. 14,179 crore
    Tamilnad Mercantile Bank (TMB), trading at Rs. 894, has maintained solid asset quality and steady profitability while expanding its retail loan book. With a conservative lending approach and enhanced digital banking capabilities, this regional bank offers attractive long-term prospects. Established in 1921, TMB serves retail customers and MSMEs.

    2. Godawari Power and Ispat Ltd

    Market Cap: Rs. 20,501.30 crore
    Godawari Power and Ispat benefits from India’s infrastructure and manufacturing boom. Its integrated steel business, captive power generation, and strong balance sheet help sustain healthy margins despite commodity price fluctuations.

    3. Can Fin Homes Ltd

    Market Cap: Rs. 10,861 crore
    Trading at Rs. 816, Can Fin Homes is a housing finance company (HFC) registered with the National Housing Bank. Canara Bank holds a 29.99% stake. The company focuses on smaller-ticket housing loans to salaried and self-employed borrowers, with stable asset quality and steady loan growth supporting its long-term outlook.

    4. ICICI Securities Ltd

    Market Cap: Rs. 29,149 crore
    ICICI Securities, trading at Rs. 896, provides institutional and retail broking, financial product distribution, merchant banking, and advisory services. Rising retail investor participation and vibrant equity markets continue to drive its brokerage business.

    5. Motilal Oswal Financial Services Ltd

    Market Cap: Rs. 52,429 crore
    Founded in 1987, Motilal Oswal operates across 550+ cities with 2,500+ business locations and over 1.6 million customers. Trading at Rs. 869, the company generates diverse revenue streams through its diversified financial services model, capitalizing on India’s growing financialization.

    6. Gujarat Mineral Development Corporation Ltd (GMDC)

    Market Cap: Rs. 22,686.10 crore
    GMDC is a key player in Indian mining, with exposure to lignite, bauxite, manganese, and other minerals. Government infrastructure spending and rising industrial demand underpin its strong long-term prospects.

    7. Angel One Ltd

    Market Cap: Rs. 27,785 crore
    Angel One is a diversified financial services company engaged in stock, commodity, and currency broking, institutional broking, margin trading, depository services, mutual fund distribution, NBFC lending, and insurance corporate agency. Its broad service suite positions it well for continued growth.

    Final Thoughts: These stocks appear undervalued under current market conditions, but investors should conduct their own research on valuation, earnings quality, and risks. A diversified, long-term approach is the best way to navigate market volatility.

  • AI Certification vs. AI Degree: Which Path Accelerates Your Career in 2026?

    AI Certification vs. AI Degree: Which Path Accelerates Your Career in 2026?

    Choosing between an AI certification and an AI degree comes down to your career goals and the specific role you want. Certifications offer fast, job-focused learning, while degrees provide deeper theoretical knowledge. Combining the right credential with hands-on projects and continuous learning builds the strongest foundation for long-term success in AI.

    What AI Certifications Offer

    Certifications are compressed and focused. Most run a few weeks to a few months and center on one tool, framework, or applied skill set. They suit people switching careers, professionals adding a skill, or anyone who needs proof of ability without years of study. Their value rises sharply when paired with real projects. A certificate alone signals exposure; a certificate backed by a working prototype, a deployed model, or a portfolio piece signals capability.

    What AI Degrees Offer

    Unlike a bachelor’s degree, a Master of AI requires more time but offers deeper knowledge of subjects such as mathematics, algorithms, machine learning concepts, and research methods. This is ideal for roles in AI research, high-level machine learning, and technical management. A degree also provides a solid base that remains useful as AI technologies change. Certifications are typically for a particular tool or platform, but a degree teaches the underlying concepts, helping you pick up new technologies as the industry evolves.

    Comparison at a Glance: ROI, Time, and Payoff

    Certifications cost less upfront and start paying off sooner. You can finish a certification and apply for roles within months, shortening the gap between spending and earning. Degrees cost more and take longer, but they open doors that remain closed to certification holders alone, particularly in research labs and roles requiring formal qualifications. The payoff often arrives later, though it can broaden long-term opportunities in research, leadership, and advanced technical roles. Neither path guarantees return; ROI depends on whether the credential matches the role you actually want.

    Which Path Fits Which Role?

    Role Best Credential Why
    AI Researcher / Scientist Degree (Master’s or PhD) Requires deep theoretical foundation and research methodology.
    Machine Learning Engineer Certification + Portfolio Practical skills and project work are most valued.
    Data Scientist Degree or Certification Depends on the specific role; both can be effective.
    AI Product Manager Degree + Certification Combination of business acumen and technical understanding.
    Prompt Engineer Certification Focus on applied skills with current tools.

    What Employers Actually Check

    Credentials open the first door. What happens after depends on other things entirely. Hiring managers in AI roles commonly look for a working portfolio, contributions to open-source projects, evidence of problem-solving under real constraints, and clear communication about technical decisions. Relevant internships or hands-on professional experience carry weight too, particularly for applied AI roles. A certification without any of this looks thin; a degree without any of this looks equally thin. The credential explains where someone studied; the portfolio explains what they can actually do.

    How the Two Paths Actually Combine

    There is a common misconception that AI certifications and AI degrees are mutually exclusive. In fact, they can be used in combination at different career phases. Newcomers might get a certification first to learn about AI before enrolling in a degree. Professionals with existing degrees may pursue certifications to stay updated with the newest AI tools and frameworks. For some, a certificate is the starting point for further study; for others, a degree comes first. The credential matters less than the order and the projects that accompany it. Good careers in AI are built over time with a blend of both paths.

    How to Decide

    • Choose certifications for speed, lower cost, and quick entry into applied roles.
    • Choose a degree for research depth, formal qualification requirements, or long-term technical specialization.
    • Choose both for the strongest combination of practical skill and academic depth. A common sequence is certification first, then applied projects, then a degree once a clear specialization emerges. Another common sequence reverses this: a degree for foundational depth, then a targeted certification to catch up on current tools.

    Final Thought

    Neither AI certifications nor AI degrees are universally better. Each fits a different kind of career, timeline, and depth of ambition. The strongest move is matching the credential to the actual role, then reinforcing it with real, demonstrable work.

  • Solana Price Forecast: SOL Consolidates Near $76, $80 Resistance Key for Next Move

    Solana Price Forecast: SOL Consolidates Near $76, $80 Resistance Key for Next Move

    Solana (SOL) is trading around $76.33 after several weeks of quiet price action, holding above key support near $70 while the market watches the critical $80 resistance level. A breakout above $80 could open the path toward $90–$110, while a fall below $70 would weaken the current recovery structure.

    SOL Finds Stability After Months of Pressure

    The weekly chart shows that Solana has recovered from its recent lows and now holds above key support. Earlier this year, the token dropped sharply from its previous peak of $253.61. Since then, the price has settled into a tighter range instead of making fresh lows every week. This steady movement shows that panic selling has faded. Buyers continue to enter the market whenever the price moves close to the low-$70 region, helping Solana avoid another major breakdown.

    The weekly Relative Strength Index (RSI) now stands close to 40. The indicator still sits below the neutral level of 50, but it has improved from earlier readings. This change shows that selling pressure has weakened. Even so, stronger buying must push the RSI above 50 before a clear bullish trend can begin.

    The $80 Level Has Become the Main Barrier

    The $80 price level now stands as the biggest challenge for Solana. The token has tested this area several times but has failed to stay above it. Every rejection has brought the price back toward the mid-$70 range. A weekly close above $80 could improve market confidence and place buyers back in control after several months of weakness. If that happens, Solana could rise toward $90 to $98, where previous price action created another resistance zone.

    If buying strength continues after that, the next important target sits near $110. This level acted as both support and resistance in earlier market cycles. A stronger rally could also bring $120 to $130 into focus if the broader crypto market gains fresh momentum.

    Strong Support Still Protects the Market

    The first key support sits near $70. Buyers have defended this area several times during recent pullbacks, making it an important level for the current trend. Another major support appears around $67.50, which matches the recent swing low on the weekly chart. A break below this level could bring another wave of selling and increase the chance of a decline toward $60.

    Solana Ecosystem Continues to Grow

    Price action tells only part of the story. Solana’s network continues to expand even while the token trades below previous highs. Institutional interest remains healthy. Solana-focused exchange-traded products have continued to attract investment despite lower token prices. Several investment firms have kept exposure to SOL as they still see long-term value in the blockchain.

    The development team also continues work on major upgrades. The Firedancer validator client remains one of the biggest projects in the ecosystem. Developers also continue improvements to network infrastructure, stablecoin support, tokenized real-world assets, and enterprise adoption. These updates aim to improve network speed, reliability, and scalability over time.

    Market Sentiment Shows Careful Optimism

    The broader cryptocurrency market has entered a period of consolidation after strong volatility over the past year. Solana has followed the same pattern. The latest RSI improvement suggests that bearish momentum has lost strength. However, buyers still need stronger price action before sentiment turns fully positive. Right now, the market expects Solana to stay between $70 and $80 unless fresh buying enters the market or a major news event changes investor sentiment.

    Why This Matters

    Solana continues to be among the biggest blockchain networks in the cryptocurrency market, so its price trends correspond to wider confidence of investors. The $70-support vs. $80-resistance battle will determine a future trend for Solana. These levels are particularly watched by traders and investors, as a breakout or breakdown will affect sentiment in the whole cryptocurrency market.

    Solana Price Forecast

    A weekly close above $80 could open the door for a move toward $90 to $98. If buying pressure stays strong, the rally could continue toward $110, with $120 to $130 as the next longer-term targets. On the downside, a fall below $70 would weaken the current setup. A break under $67.50 could increase selling pressure and push the token closer to $60.

    For now, Solana has built a stable base near $76.33 after several months of heavy losses. Buyers continue to defend key support, technical indicators show gradual improvement, and network development remains strong. The $80 resistance now stands as the most important level on the chart. A successful breakout above that price could shape Solana’s next major recovery.

    FAQs

    1. What is Solana’s current price? Solana is trading around $76.33, according to the latest weekly chart.
    2. Why is $80 important for Solana? The $80 level has acted as strong resistance. A close above it could signal stronger bullish momentum.
    3. What are the key support levels for SOL? The main support sits near $70, with stronger support around $67.50.
    4. What does the RSI indicate for Solana? The weekly RSI is close to 40, which shows that selling pressure has eased but buyers still need stronger momentum.
    5. What could drive Solana’s next price move? A breakout above $80, continued ecosystem upgrades, institutional demand, and broader crypto market strength could support the next upward move.
  • XRP Price Analysis: Can Ripple Reclaim $2.00 After Recent Breakdown?

    XRP Price Analysis: Can Ripple Reclaim $2.00 After Recent Breakdown?

    Key Takeaways

    • XRP must reclaim $2.00 to improve its bullish outlook.
    • Strong support near $0.82 remains critical for the long-term trend.
    • Ripple’s network growth and institutional interest continue despite recent price weakness.

    XRP has reached a very important stage after it failed to stay above the $2.00 mark. The latest monthly chart shows that sellers took control after a strong rally and pushed the price much lower. Even after this sharp fall, XRP still trades above its long-term moving averages. This shows that the bigger trend has not completely changed, but buyers now face an important test.

    At the time of writing, XRP trades near $1.10 after a small recovery from recent lows. The token had climbed to almost $3.66 before heavy selling erased a large part of those gains. Traders now watch closely to see whether XRP can hold current support and build strength for another move higher.

    XRP Price Holds Above Key Support

    XRP had a significant bottoming rally in its early beginnings. The buying force was able to push XRP over the previous significant resistance levels and to about $3.66. After that, a significant selling amount hit the market. Currently, the most important support lies in the range between $1.05 and $1.10. In the last drop, buyers defended the support area. Major support is located near $0.82 where the 20-month moving average is located as well. This support line can help if another wave of selling comes in the market.

    XRP must break the resistance lying in the range between $1.90 and $2.05. Currently, this is a significant resistance point in the form of the 10-month moving average. If XRP closes above $2.00, it could change the overall market picture. The latest correction has reduced the bullish momentum, but if XRP remains above the $0.82 support line, buyers would have an opportunity to build bullish momentum again.

    Why XRP Lost Strength

    The first reason came from profit booking. XRP delivered a huge rally in a short period, so many traders decided to lock in gains. This created heavy selling pressure near the highs. The second reason came from the wider crypto market. Bitcoin and Ethereum slowed down after their rallies, and many investors reduced exposure to altcoins. XRP also faced this pressure. The third reason came from strong historical resistance. Many traders placed sell orders near previous cycle highs, which made it difficult for XRP to continue its rally above $3.00.

    Ripple Ecosystem Continues to Grow

    Institutional interest in XRP has grown as discussions around exchange-traded products continue. Better regulatory clarity in the United States has also improved confidence in digital assets. Many investors believe clearer rules could support wider adoption over the coming years. Ripple has also reported strong growth across the XRP Ledger. Daily transactions have reached nearly 3 million, which shows healthy network activity. The company has also expanded tokenized real-world assets on the network. More activity from automated market makers, tokenization projects, and RLUSD settlement has supported this growth.

    What Could Push XRP Higher?

    A move above $1.30 to $1.40 would show that buyers have started to regain control. The biggest confirmation would come from a monthly close above $2.00. Such a move would place XRP back above an important moving average and improve the technical outlook. If buying pressure returns across the crypto market, XRP could aim for $2.00, followed by $2.80. A stronger rally could then bring another test of the $3.60 high. If market conditions stay favorable, XRP could even challenge the $4.00 level for the first time.

    What Could Send XRP Lower?

    A monthly close below $1.00 could increase selling pressure and pull the price toward $0.82. If that level fails, XRP may fall toward the next major support between $0.60 and $0.65. Such a decline would weaken the chart, but it would still fit within the larger market cycle rather than signal the end of XRP’s long-term trend.

    Why This Matters

    XRP remains one of the most closely watched cryptocurrencies since its price often reflects changes in market confidence, regulation, and institutional adoption. The current technical setup could shape its next long-term trend. A move above key resistance or below major support may influence investor sentiment and affect the broader altcoin market.

    XRP Price Forecast

    XRP is currently trading at an important spot following the failed breakout, and the price is stabilizing above the $1.10 support. However, buyers still have to show that demand is coming back. The developments over the next few monthly candles will show whether there will be a recovery or not. If the price goes over $2.00, that will be a good sign for bulls and create new buying pressure. Meanwhile, the support at $0.82 is the strongest level to watch for the long-term trend. Ripple has been expanding its ecosystem as network activity remains high, while institutional interest is growing. These are quite supportive signs for the long-term story. However, it seems that before entering the next major rally there should be a clear breakout on the chart.

    FAQs

    1. Why did XRP fail to hold above $3.00? Heavy profit booking, broader crypto market weakness, and strong historical resistance triggered the decline.
    2. What is the most important support level for XRP? The key long-term support sits around $0.82, while immediate support remains near $1.05–$1.10.
    3. What resistance must XRP break to regain momentum? A monthly close above $2.00 would strengthen the bullish outlook and could lead to higher targets.
    4. Is Ripple’s ecosystem still growing? Yes. The XRP Ledger records nearly 3 million daily transactions, while tokenized assets and RLUSD activity continue to expand.
    5. Can XRP reach its previous highs again? If XRP breaks above $2.00 and market sentiment improves, the price could retest the $3.60–$3.70 region before targeting new highs.
  • NYT Mini Crossword Answers and Hints for July 27, 2026

    NYT Mini Crossword Answers and Hints for July 27, 2026

    The New York Times Mini Crossword for July 27, 2026, offers a quick and engaging puzzle that blends clues from streaming, history, food, sports, and geography. Designed for a fast brain workout, the 5×5 grid challenges players with a mix of straightforward answers and clever wordplay.

    Today’s Mini Crossword Clues and Answers

    Across

    1 Across: Rolling series of comments on a Twitch stream
    Answer: CHAT
    Explanation: On Twitch, viewers post live messages in the chat section.

    5 Across: It wasn’t built in a day
    Answer: ROME
    Explanation: This clue references the proverb “Rome wasn’t built in a day.”

    6 Across: Flavor of yellow Skittles
    Answer: LEMON
    Explanation: Yellow Skittles are lemon-flavored.

    7 Across: Store window sign
    Answer: OPEN
    Explanation: Shops display an “OPEN” sign to indicate they are ready for customers.

    8 Across: Floating mountain of ice
    Answer: BERG
    Explanation: A berg is a large floating ice mass, part of the word “iceberg.”

    Down

    1 Down: Parisian pancake
    Answer: CREPE
    Explanation: A crepe is a thin French pancake popular in Paris.

    2 Down: Creator of the “Odyssey”
    Answer: HOMER
    Explanation: Homer is the ancient Greek poet credited with the epic poem The Odyssey.

    3 Down: “Relax, you’re ___ friends”
    Answer: AMONG
    Explanation: The phrase “among friends” means surrounded by familiar people.

    4 Down: The word “decimate” originally meant reducing something by this
    Answer: TEN
    Explanation: “Decimate” originally referred to removing one out of every ten.

    6 Down: Defensive tennis shot
    Answer: LOB
    Explanation: A lob sends the tennis ball high over an opponent to gain time.

    Why Today’s Puzzle Was Enjoyable

    Today’s Mini Crossword balanced simple clues like CHAT, OPEN, and LEMON with more thought-provoking ones such as HOMER and TEN. The variety—touching on history, food, sports, and online culture—kept each answer fresh. Designed for quick completion, the puzzle is perfect for a coffee break or a morning routine. It’s available daily on the NYT Games website, the NYT Games app, and the Play section of the New York Times News app.

    Whether you solved it in minutes or needed a few hints, finishing the grid brings a satisfying sense of accomplishment. Tomorrow brings another new puzzle, so stay tuned for the next guide with hints and solutions.

  • 9 Game-Changing Agricultural Drones Revolutionizing Modern Farming

    9 Game-Changing Agricultural Drones Revolutionizing Modern Farming

    Agricultural drones are transforming the way farmers manage crops, optimize resources, and boost yields. Here are nine cutting-edge drones that are leading the charge in precision agriculture.

    1. DJI Agras T50

    The DJI Agras T50 performs precision spraying, fertilizer spreading, and field mapping—helping farmers save time, water, and operational costs.

    2. XAG P100 Pro

    With smart flight planning and precision spraying, the XAG P100 Pro improves crop health while significantly reducing chemical waste.

    3. Yamaha RMAX

    A trusted workhorse for years, the Yamaha RMAX delivers reliable aerial spraying that boosts productivity across large agricultural fields.

    4. Hylio AG-272

    The Hylio AG-272 offers autonomous spraying with customizable settings, making it suitable for various crops and field sizes.

    5. Guardian Agriculture SC1

    Carrying heavy payloads for large-scale spraying, the Guardian Agriculture SC1 lets farmers cover more land with fewer daily flights.

    6. Eagle A7 Drone

    Capturing detailed aerial images, the Eagle A7 helps farmers detect crop stress, monitor growth, and improve field management decisions.

    7. Parrot Bluegrass Fields

    Combining multispectral imaging and mapping, the Parrot Bluegrass Fields provides valuable insights into crop health and irrigation planning.

    8. Quantum Systems Trinity Pro

    Surveying vast farmland quickly, the Quantum Systems Trinity Pro produces accurate maps that support precision farming and better resource management.

    9. SenseFly eBee X

    Creating high-resolution field maps, the SenseFly eBee X helps farmers monitor crops, assess damage, and increase agricultural efficiency through smarter planning.

    Stay updated with the latest in agri-tech by joining our WhatsApp Channel for news, exclusives, and videos.

  • 9 Pioneering Companies Building the Future of Space Hotels

    9 Pioneering Companies Building the Future of Space Hotels

    The dream of spending a vacation in orbit is moving closer to reality thanks to a growing roster of ambitious companies. From rotating space stations with artificial gravity to luxury hotel modules and inflatable habitats, these nine organizations are leading the charge to make space hospitality a tangible experience.

    1. Voyager Space

    Voyager Space is developing Starlab, a commercial space station designed to support future space tourism and orbital hospitality services.

    2. Orbital Assembly Corporation

    Orbital Assembly Corporation plans to build rotating space stations with artificial gravity, aiming to create the world’s first true space hotel experience.

    3. Axiom Space

    Axiom Space is constructing private space station modules, laying the foundation for luxury stays beyond Earth in the coming years.

    4. Blue Origin

    Blue Origin is expanding private spaceflight through reusable rockets, bringing future orbital tourism and space hotel access closer to reality.

    5. SpaceX

    SpaceX’s Starship could transport large numbers of passengers, making commercial space hotels more practical and affordable for future travelers.

    6. Sierra Space

    Sierra Space develops inflatable habitat technology designed for commercial stations, supporting comfortable living spaces for future orbital visitors worldwide.

    7. Vast

    Vast is creating Haven-1, a private space station designed to host astronauts today while supporting future commercial tourism opportunities.

    8. Hilton Hotels & Resorts

    Hilton partners with Voyager Space, contributing hospitality expertise to help shape guest experiences aboard future commercial space stations worldwide.

    9. Above: Space Development Corporation

    Above: Space Development Corporation is designing artificial gravity stations that could redefine long-term stays and luxury accommodation in Earth’s orbit.

  • Top Camera Phones in India (2026): Expert Picks for Portraits, Low-Light, and All-Round Photography

    Top Camera Phones in India (2026): Expert Picks for Portraits, Low-Light, and All-Round Photography

    The smartphone camera market in India continues to evolve rapidly, and 2026 brings a fresh lineup of devices that push the boundaries of mobile photography. From flagship models with professional-grade features to AI-enhanced shooters that make every shot look stunning, here are the best camera phones available in India this year.

    Apple iPhone 18 Pro Max

    Apple’s latest flagship delivers outstanding overall photography with excellent video recording, natural colors, and reliable autofocus. Its strong low-light performance and premium consistency make it a top choice for users who want a dependable camera in every situation.

    Samsung Galaxy S26 Ultra

    Samsung’s flagship features versatile cameras with exceptional zoom capabilities, detailed images, and powerful AI enhancements. Bright night photography and professional-level shooting flexibility make it a daily workhorse for photography enthusiasts.

    Google Pixel 11 Pro XL

    Google continues to lead in computational photography with the Pixel 11 Pro XL. It produces stunning images with accurate skin tones, balanced HDR, impressive low-light shots, and an effortless point-and-shoot experience that consistently delivers great results.

    Xiaomi 16 Ultra

    Leica-tuned cameras on the Xiaomi 16 Ultra deliver rich colors, excellent dynamic range, and detailed portraits. Powerful zoom performance and impressive manual photography controls cater to enthusiasts who want full creative control.

    vivo X300 Pro

    The vivo X300 Pro excels in portrait photography with premium optics, natural background blur, and realistic facial details. Vibrant colors and dependable performance across various lighting conditions make it a strong contender for portrait lovers.

    OPPO Find X9 Pro

    OPPO’s flagship offers balanced imaging with excellent stabilization, crisp daylight photos, an improved night mode, fast autofocus, and strong video recording capabilities. It is a well-rounded performer for everyday photography.

    HONOR Magic 9 Pro

    HONOR impresses with AI-powered camera processing that delivers sharp image quality, vibrant colors, and dependable low-light performance. Consistent results across multiple photography modes make it a reliable choice.

    OnePlus 15 Pro

    Hasselblad-tuned cameras on the OnePlus 15 Pro capture detailed landscapes, attractive portraits, and natural color science. Reliable autofocus and smooth 4K video recording make it a great companion for everyday creators.

    Sony Xperia 1 VIII

    Perfect for photography enthusiasts, the Sony Xperia 1 VIII offers manual controls, professional shooting features, excellent color accuracy, fast autofocus, and creator-focused customization options. It is designed for those who demand precision and flexibility in their mobile photography.

    These top camera phones in India for 2026 represent the best in mobile imaging, covering everything from portraits and low-light performance to all-round flagship excellence. Whether you are a casual shooter or a dedicated photographer, there is a device here to elevate your photography game.

  • XRP Holds Near $1.14 as XRPL v3.2.0 Bugs Raise Network Upgrade Concerns

    XRP Holds Near $1.14 as XRPL v3.2.0 Bugs Raise Network Upgrade Concerns

    XRP traded near $1.14 on July 27, 2026, as the token tested key resistance levels while XRPL developers reviewed multiple problems affecting xrpld v3.2.0. The cryptocurrency remained above its 200-day moving average near $1.09, but ETF inflows slowed to approximately $12.4 million in July.

    The XRP Ledger community is preparing work linked to the fixCleanup3_2_0 amendment scheduled for July 29. Developers continue examining performance, synchronization, ledger acquisition, and validator-key reports associated with the latest version.

    XRP Holds Above Main Daily Support

    The $1.09 moving average remains the critical bull-bear line on the daily chart. A break below that level could expose secondary support near $1.05. On the upside, resistance lies between $1.15 and $1.21. A daily close above $1.15 would confirm the reported cup-and-handle breakout and open targets at $1.18 and $1.21.

    Until that breakout materializes, XRP may trade between $1.10 and $1.15. The market continues to focus on daily closes rather than brief intraday movements. ETF activity adds another dimension: July inflows fell to about $12.4 million, while retail search interest also declined.

    However, outflows remained limited. Bitwise and Franklin Templeton recorded modest net inflows, suggesting long-term institutional holdings remain largely intact. Institutional desks mostly stayed on the sidelines, awaiting easier economic conditions and clearer stablecoin and payment regulations before making larger capital allocations.

    The key question is whether XRP can break above $1.15 without stronger institutional demand. This connects the short-term chart pattern with slower market liquidity. Long-term momentum also depends on real-world XRP Ledger adoption, including stablecoin payments and AI agent microtransactions that could support transaction activity as integrations expand.

    XRPL v3.2.0 Reports Raise Performance Concerns

    XRPL developers reviewed several reports linked to xrpld v3.2.0 covering performance, synchronization, ledger acquisition, and validator public keys. One report indicated a node began falling behind mainnet consensus after upgrading from version 3.1.3 to 3.2.0, despite the same hardware previously keeping pace with validated ledgers.

    The operator reported that reverting to version 3.1.3 resolved the issue, describing the behavior as a performance regression within version 3.2.0. Another Windows 10 report noted the server remained in a ‘connected’ state, maintaining about 30 stable peers and loading a valid UNL with 35 trusted validators. Despite receiving validations and proposals, the node did not reach syncing or tracking, instead continuing to close its own ledgers from the network’s genesis.

    A validator report described similar behavior on mainnet, with the server failing to download ledger data from peers and unable to progress beyond the connected state. The reporter also noted slower ledger acquisition compared to version 3.1.3-1, taking about 13 minutes to move from an empty datastore to full status.

    Developers also examined a validator-key mismatch where a service displayed the new validator public key while server_info continued showing the previously migrated key. The XRPL community continues reviewing these reports as node operators move to the latest release, with work connected to the planned fixCleanup3_2_0 amendment on July 29.

    Summary

    XRP remains near $1.14 as traders watch the $1.15 breakout level and the $1.09 daily support. ETF inflows have slowed while outflows remain limited. Meanwhile, XRPL developers are reviewing v3.2.0 performance and syncing reports before the planned July 29 amendment work. Watch the daily close and network updates for further direction.

  • Wall Street Tightens Scrutiny on Big Tech AI Spending as Investors Demand Clearer Returns

    Wall Street Tightens Scrutiny on Big Tech AI Spending as Investors Demand Clearer Returns

    Wall Street is changing how it judges artificial intelligence spending. Investors once rewarded major technology companies for expanding data centers, buying chips, and building new AI services. Strong revenue growth often eased concerns about the cost.

    That pattern changed after Alphabet and Tesla reported second-quarter results. Both companies posted sharp share losses after announcing higher spending plans. The reaction showed that investors now want clearer proof that AI investment can support cash flow, margins, and earnings.

    This shift comes before earnings from Microsoft and Meta on Wednesday, followed by Apple and Amazon on Thursday. Their capex forecasts, cloud growth, and free cash flow will give investors new data on the cost of the AI buildout.

    Alphabet Selloff Shifts the AI Capex Debate

    Alphabet raised its 2026 capital expenditure forecast to between $195 billion and $205 billion. The range increased from an earlier estimate of $180 billion to $190 billion. Most of the spending will support servers, data centers, networking equipment, and AI computing capacity.

    Google Cloud revenue rose 82% to $24.8 billion during the quarter. Total revenue reached $119.8 billion, above market estimates. However, Alphabet recorded negative free cash flow of $5.9 billion. Its shares then fell 7.13% on July 23, cutting about $294 billion from its market value.

    Investors focused on the gap between rising revenue and heavier cash use. Alphabet said demand still exceeded its available capacity. Still, the higher spending forecast raised questions about how quickly new infrastructure can produce steady returns.

    Tesla Spending Adds to Wall Street Concerns

    Tesla also increased pressure on the AI spending trade. The company spent a record $5.79 billion on capital projects during the second quarter. That spending helped push free cash flow to negative $1.09 billion.

    Management expects 2026 capital expenditure to exceed $25 billion. Tesla plans to fund robotaxis, Optimus production, AI compute, factories, solar manufacturing, and other projects. Elon Musk called 2026 a “massive capex year,” while finance chief Vaibhav Taneja said spending could rise for another two or three years.

    Tesla shares dropped about 14% after the report. Investors also reviewed weaker earnings and lower cash generation. The market response added to concern that large AI plans can pressure stocks when spending rises faster than near-term profit.

    Michael Burry Points to a New Market Test

    Michael Burry said, “the market has voted and the results are clear.” He referred to data showing that Alphabet, Microsoft, Amazon, Meta, Oracle, Micron, and Tesla had weighed on the S&P 500 since early June.

    Apple stood apart from that group. The company has avoided the largest AI infrastructure budgets and has relied more on partnerships with model developers. Apple shares gained strongly in July as investors favored its lower spending approach.

    AI demand continues to support cloud growth, chip sales, and enterprise adoption. Big Tech companies still plan to spend more than $700 billion this year, mainly on computing infrastructure. Analysts expect Microsoft, Meta, Amazon, and Alphabet to face closer review as they publish new results.

    Wall Street is not rejecting AI investment. Instead, investors are applying a stricter test. Companies must now show that higher capital spending can produce revenue growth without weakening cash flow for long periods.