Blog

XRP price forecasts are once again closely tied to regulatory developments as traders watch whether the token can break above the key $1.20 resistance before the next CLARITY Act milestone. On July 13, 2026, XRP trades at $1.07 with a 1.42% decline in the last 24 hours and a 5.41% decline over the past seven days. The broader crypto market remains under pressure, with Bitcoin near $62,970 and Ethereum around $1,780, as the total market cap fell 1.16% to $2.17 trillion.

Meanwhile, exchange outflows have climbed from roughly 41 million XRP to around 123 million, signaling that tokens are leaving trading platforms. While this is generally a positive indicator, one metric alone cannot shift sentiment.

XRP Holds Near $1.06

XRP’s near-term technical outlook remains uncertain. The token is trading around the $1.06–$1.08 support zone, where several buying signals have appeared, but momentum indicators still show caution. The Relative Strength Index (RSI) stands at 41.72, suggesting weak demand without being oversold. The MACD remains below its signal line with a negative histogram, indicating that sellers still hold a short-term advantage as long as buying momentum fails to push above $1.10.

A move above $1.10 would improve short-term sentiment. The next resistance stands at $1.15, with the larger breakout zone at $1.18–$1.20. This zone is critical because sellers have repeatedly capped upside momentum there.

ETF Inflows Return

Inflows into XRP spot exchange-traded funds (ETFs) returned on Friday, totaling $107,000 after muted activity on Thursday and roughly $7 million in outflows on Wednesday. SoSoValue data shows cumulative inflows stand at $1.48 billion despite subdued demand. Sustained demand is needed to reinforce XRP’s recovery and lower the risk of dropping below $1.

CLARITY Act Hearing on July 17

The House Financial Services Committee will convene a field hearing in New York to discuss whether market rules can sustain innovation and enhance cryptocurrency user protection. The House approved H.R. 3633 on July 17, 2025, through a bipartisan 294-134 vote. The bill would create a federal system for digital assets and clarify the functions of financial regulatory bodies. A 15-9 vote was put forward by members of the Senate Banking Committee on May 14, 2026, after negotiations. However, the legislation still requires Senate approval before reaching the president’s desk. The hearing could build political momentum but may not pass before the August recess.

On Polymarket, traders estimate a 43% chance of the CLARITY Act becoming law in 2026, with odds falling 22% amid extreme political swings in recent months.

Can XRP Break Above $1.20?

For XRP to break above $1.20, bulls need to reclaim $1.10 and build volume around $1.12–$1.15. A decisive move above $1.18 could set the stage for a move toward $1.20–$1.25, while a more bullish market breakout may lead toward $1.30. However, if XRP loses $1.07 with growing volume, it could retest $1.04 and the psychological level of $1.

FAQs

1. What is the current XRP price prediction?

XRP price prediction remains focused on whether the token can reclaim $1.10 and move toward the $1.18–$1.20 resistance zone. If buying volume improves, XRP could attempt a breakout toward $1.25. However, failure to hold $1.07 may increase downside pressure.

2. Why is the $1.20 level important for XRP?

The $1.20 level is important because sellers have repeatedly capped XRP’s upside momentum around that zone. A clean breakout above $1.18–$1.20 could signal stronger bullish sentiment and open the path toward $1.25 and possibly $1.30.

3. How does the CLARITY Act affect XRP price sentiment?

The CLARITY Act is important because it may provide clearer rules for digital assets and financial regulators. Any progress in the hearing could improve market sentiment around XRP and other cryptocurrencies. However, Senate approval is still required before the bill can move forward.

4. What do XRP ETF inflows suggest?

XRP ETF inflows indicate that institutional demand has not fully disappeared despite weak short-term price action. Friday’s $107,000 inflow followed earlier outflows, showing mixed demand. Sustained inflows would be needed to support a stronger XRP recovery.

5. What happens if XRP falls below $1.07?

If XRP loses the $1.07 support level with rising volume, sellers may gain stronger control in the short term. The next downside levels to watch are $1.04 and the psychological $1 mark. A break below $1 could weaken the bullish setup further.